Behind every loan, every new job, and every small step out of poverty is a life that has been changed. These are the stories of men and women who have not only found opportunities to provide for their families but also discovered renewed dignity and faith along the way. Each testimony is a reminder that micro finance is more than numbers—it is about lives transformed through poverty alleviation, job creation, and the hope of spiritual renewal.

Due to an emergency in their family, Ramel & Lizel had to take out a large loan from a loan shark who was charging 20% interest per month.

Many church planters and pastors in the Philippines are bi-vocational because they pastor very small churches which are not able to support them financially.

Trials test our faith. 1 Peter 1:6-7 says, “…so that the tested genuineness of your faith…more precious than gold that perishes though it is tested by fire…may result in praise, glory, and honor at the revelation of Jesus Christ.”

Is it possible to meet the felt needs of a people (employment, economic) along with the real needs of the people (spiritual) to see a new church started?

Is it possible to make a business out of cooking and selling pigs heads?

Ronnie and Jennifer would be classified as a success story in that they are slowly moving out of impoverished situations into more of a lower middle-class category.

Is stage 4 bone cancer a hopeless situation? At 51-years-old with three children aged 22, 17, & 5, David thought so!
